Martial Arts Studio Insurance

Specialty Insurance for Martial Arts Schools

Our martial arts studio insurance program not only includes participant liability coverage but also tournament coverage (at your location or at approved off-site locations).

We can protect your business with comprehensive liability and property coverage for martial arts schools that offer the following disciplines:

(No cage or ultimate fighting)

  • Aikido
  • Capoeira
  • Fitness Boxing – non-contact
  • Goju-ryu
  • Jeet kune do
  • Judo
  • Jujitsu
  • Karate
  • Kempo
  • Kickboxing – cardio/fitness
  • Kung fu
  • MMA – Aerobic only
  • Shito-ryu
  • Shotokan
  • Tai Chi
  • Tae Kwon Do
  • Tang Soo Do
  • Wado-ryu

It’s easy to get started on your quote.

Our online questionnaire works great on smart phones, tablets, desktops and laptops.

Just click to get started…

To receive your quote…

  • Complete the questions
  • Click “Submit” when you’re done.
  • You’ll get a “Thank you” screen to tell you we received the form.

If you operate a fitness center with pools, sports courts, please complete our fitness center insurance questionnaire:

Please call or email Kevin Morency if you have questions.

Martial Arts Studio Insurance Program Highlights


General Liability – up to $1 million per occurrence / $3 million aggregate

  • Professional Liability
  • Legal Liability for Sports Participant
  • Sports Participant Medical Payment – included to $5,000 (higher limits available)
  • Premises & Operation – available to policy limits
  • Products & Completed Operations – available to policy limits
  • Fire Legal – available to policy limits
  • Personal & Advertising Injury – available to policy limits
  • Employees & Volunteers as Automatic Insureds

Additional Coverages Available

  • Property
  • Abuse & Molestation Coverage
  • Inland Marine – protects scoring equipment, uniforms, gear
  • Commercial Auto
  • Crime
  • Umbrella
  • Liquor Liability
  • Special Events – fundraising, tournaments, races
  • Employee Benefits Liability – claims made to $1 million
  • Employment Practices Liability
  • Directors & Officers (not-for-profit)

Legal Liability with respect to Athletic Participants covers the organization if an injured participant sues despite having signed a waiver. This policy doesn’t defend the liability of one participant against another; only the insured’s liability as a result of injuries incurred by athletic participants.

Sports Participant Medical Payment covers the medical expenses of an injured participant to $5000 (higher limits available).


  • No cage or ultimate fighting

Note: All coverages may not be available in all states.


Payment Plans

Our specialty business insurance coverages offer convenient, no interest payment options with flexible payment terms. This gives you more control over your cash flow so it’s easier to manage your bottom line.

Flexible Payment Terms—Pay as little as monthly

Choose the payment option that fits your budget. Because sometimes a smaller monthly payment is easier on you.

  • Annual
  • Semi-annual
  • Quarterly
  • Down payment plus 9 equal payments
  • Monthly

Convenient, No Interest Payment Options

Pick the method that works best for you…

  • Electronic funds transfer—$1 fee per installment
  • Online or by phone—$7 fee per installment
  • Charge to credit card—$7 fee per installment

Prefer to Manage Only One Bill?

Complete coverage may be available for your business insurance needs in one comprehensive insurance package.

Call or email Kevin Morency today and receive a quick turnaround on your quote.